Terms & Conditions

ONLINE TERMS AND CONDITIONS

SECURITY

Trans – Tasman Business Circle processes your credit card details securely over the Internet using an online payment technology called Secure Socket Layer (“SSL”). Our payment system is a Westpac accredited Internet payment security system.

With the combination of Trans – Tasman Business Circle’s Verisign SSL 128-bit encryption on our web site and a secure browser at your end, you can be assured that your transaction booking details are encrypted.

Most internet browser software is automatically configured to manage a SSL connection, assuming it is a relatively current version of Netscape Navigator, Communicator (v. 4.74 and above), Microsoft Internet Explorer (v. 5.0 and above), or other name-brand browser software. As you proceed through the purchase process, your browser usually tells you when it has established a secure connection. An icon normally denoted by a padlock located at the bottom right-hand corner of your browser window is displayed. Plain text on secure pages is converted to an encrypted message that cannot be easily broken.

If you are concerned about using your credit card online, you can contact us for more information or assistance.

TRANS – TASMAN BUSINESS CIRCLE ONLINE TERMS OF USE

Transtasmanbusiness.com.au and buscircle.com (the “Site”) is an online service owned and operated by Parrallel Trades Pty Ltd trading as Trans – Tasman Business Circle (ABN 87 003 243 347) (“Trans – Tasman Business Circle”, “we” or “us”).

PLEASE READ THESE TERMS OF USE CAREFULLY BEFORE USING THE SITE. BY USING THE SITE YOU ARE AGREEING TO BE BOUND BY THE FOLLOWING TERMS OF USE. IF YOU CHOOSE NOT TO BE BOUND BY THE FOLLOWING TERMS OF USE THEN TRANS-TASMAN BUSINESS CIRCLE DOES NOT GRANT YOU THE RIGHT TO USE THE SITE AND YOU MUST NOT USE THIS SITE.

VARIATION

Trans – Tasman Business Circle may vary these terms at any time. Any variations become effective on posting. By continuing to use the Site after the terms have been varied you agree to be bound by the variation.

USE AND COPYRIGHT

You may use the Site and the information contained within it for your own personal and non-commercial reference only. You agree that you will not hack into the Site nor employ any robot, spider or other device or process to use the Site for any unauthorised purposes. You agree that you will not take any action that imposes an unreasonably large burden on the Site.

The information contained within this Site (including programming scripts, graphics and logos) are copyright by Trans – Tasman Business Circle and its related bodies corporate. You may make any copies of any information reasonably incidental to your viewing of the Site and may retain a single permanent copy for your personal reference. The information may not otherwise be used, copied, reproduced, published, stored in a retrieval system, altered, transmitted in any form or by any means in whole or in part (except where by law such use cannot be prohibited) without the prior written approval of Trans – Tasman Business Circle or its related bodies corporate.

TRADEMARKS

The trademarks appearing on this Site are primarily trademarks of Trans – Tasman Business Circle. Other trademarks displayed on the Site are trademarks of their respective owners. Nothing contained on this Site should be construed as granting any licence or right of use of any trademark displayed on the Site without the express written permission of Trans – Tasman Business Circle, or the relevant affiliate, or third party owner.

PRIVACY

By visiting the Trans-Tasman Business Circle website and, you are deemed to accept this Privacy Policy and acknowledge we have the right to collect, use, disclose and protect your information as described in this policy. By visiting our website and/or “registering” to our database you are agreeing to the terms and conditions of this policy which includes allowing the collection of personal information we need to provide and promote our events and other services to you. Your personal information (for example, your name, position, company and business contact details) may be shared with the event sponsors and with other members of the Trans – Tasman Business Circle (TTBC) and you agree to us doing so, unless you inform us otherwise. If you do not want us to use your information, please write to us or email to info@buscircle.com.

You have the right to access your personal information that the TTBC collects. If, at any time, your details change or you would like to access any personal information we have collected about you, or, you would like more information about our approach to privacy, please let us know.

ONLINE SALES

Where you make a purchase through this Site, you are bound by the relevant provisions of these terms. Trans-Tasman Business Circle reserve the right to change the briefing ticket price at their discretion.

SUBSCRIBING ONLINE

Where you subscribe to the Trans Tasman Business Circle through this Site, your subscription application will be processed within 7 days of receipt. We reserve the right to decline any application for subscription at our discretion. If your application for subscription is declined, you will be notified within 7 days of receipt of your application and all money paid by you will be refunded in full.

CUSTOMER SERVICE POLICY

All bookings made through this Site will be confirmed in writing within 7 days of receipt. If an event is sold out and we are unable to confirm tickets, you will be notified within 48 hours of your booking and all money paid by you will be refunded in full. If an event is restricted to our Members only and you are not a Member, you will be notified within 48 hours of your booking that we are unable to accept your booking and all money paid by you will be refunded in full.

CANCELLATION AND REFUND POLICY

Cancellations by you of bookings for events must be in writing and refunds will only be given for cancellations made more than 21 days prior to the event.

We reserve the right to cancel any events at any time without notice. Refunds will be given where we cancel an event. We reserve the right to change the speaker, date, time or venue of an event at any time. Refunds will be given if we change the date, time or venue of an event and you advise us in writing prior to the event that you are unable to attend due to the change in date, time or venue.

LIMITATION OF LIABILITY

To the extent permitted by law our aggregate liability to you, whether for breach of these terms or in negligence or in any other tort or for any other common law or statutory cause of action arising in relation to these terms, the Site or the content available through the Site is limited to A$100. To the extent permitted by law we will not be liable for any direct, incidental, consequential or indirect damages, loss or corruption of data, loss of profits, goodwill, bargain or opportunity or loss of anticipated savings resulting from your access to, or use of, or the unavailability or your inability to use the Site and its content, whether based in contract, tort, negligence, statute or any other legal theory, and whether or not we know of the possibility of such damage. If a jurisdiction does not allow the exclusion or limitation of liability in accordance with the foregoing, but allows a limitation of a certain maximum extent then our liability is limited to that extent.

GENERAL PROVISIONS

If any part of this agreement is held to be unenforceable, the unenforceable part must be given effect to the greatest extent possible and the remainder will remain in full force and effect. This agreement is governed by the laws of New South Wales, Australia. You irrevocably submit to the exclusive jurisdiction of the courts of New South Wales, Australia.

New Zealand

TRANS – TASMAN BUSINESS CIRCLE ONLINE TERMS OF USE

This website, accessed via

(the “Site”) is an online service owned and operated by Parrallel Trades Pty Ltd trading as Trans – Tasman Business Circle (ABN 87 003 243 347). Parallel Trades Pty Ltd operates in New Zealand through its wholly-owned subsidiary Trans-Tasman Business Circle Limited Partnership trading as Trans – Tasman Business Circle. In these terms and conditions references to “Trans – Tasman Business Circle”, “we” or “us” means and includes Parrallel Trades Pty Ltd and Trans-Tasman Business Circle Limited Partnership each trading as Trans – Tasman Business Circle.
Please read these terms of use carefully before using this Site. By using this Site you are agreeing to be bound by the following terms of use. If you choose not to be bound by the following terms of use then Trans – Tasman Business Circle does not grant you the right to use this Site and you must not use this Site.

VARIATION

Trans – Tasman Business Circle may vary these terms at any time. Any variations become effective immediately once they are posted on this Site. By continuing to use this Site after the terms have been varied you agree to be bound by these terms as varied.

COPYRIGHT AND USE

The information contained within this Site (including programming scripts, graphics and logos) are the copyright of Trans – Tasman Business Circle (or, in respect of articles and other information provided by contributors, those contributors). You may use this Site and the information contained within it for your own personal or internal business purposes but not for commercial purposes. You may make any copies of any information reasonably incidental to your viewing of this Site and may retain a single permanent copy for your personal reference. The information may not otherwise be used, copied, adapted, reproduced, published, stored in a retrieval system, altered, transmitted in any form or by any means in whole or in part (except where by law such use cannot be prohibited) without the prior written approval of Trans – Tasman Business Circle (or, in respect of articles or other information provided by contributors, those contributors).

You agree that you will not hack into this Site nor employ any robot, spider or other device or process to use this Site for any unauthorised purposes. You agree that you will not take any action that imposes an unreasonably large burden on this Site.

TRADEMARKS

The trademarks appearing on this Site are primarily trademarks of Trans – Tasman Business Circle. Other trademarks displayed on this Site are trademarks of their respective owners. Nothing contained on this Site should be construed as granting any licence or right of use of any trademark displayed on this Site without the express written permission of Trans – Tasman Business Circle, or third party owner.

PRIVACY NOTICE

This privacy notice sets out how Trans-Tasman Business Circle (“we”, “us”, or “the Circle”) collect, use, and disclose information collected through use of our website and digital platforms (the “Platforms”) or our services and in any other interactions with you.

By visiting the Trans-Tasman Business Circle website and, you are deemed to accept this Privacy Policy and acknowledge we have the right to collect, use, disclose and protect your information as described in this policy. Through the actions of entering the site, interacting with us, submitting information to us through this Site, subscribing/registering or by purchasing any products and services offered by us, you are agreeing to the terms and conditions of this policy which includes allowing the collection of personal information we need to provide and promote our events and other services to you. Your personal information (for example, your name, position, company and business contact details) may be shared with the event sponsors and with other members of the Trans – Tasman Business Circle (TTBC) and you agree to us doing so, unless you inform us otherwise. If you do not want us to use your information, please write to us or email info@buscircle.com.

We may also collect, use and disclose information to the extent applicable law does not prohibit it. You have the right to access your personal information that the TTBC collects. If, at any time, your details change or you would like to access any personal information we have collected about you, or, you would like more information about our approach to privacy, please let us know.

1. What kind of Information do we collect?
Information we collect may include personal information about you. The personal information we collect may include your name, address, email address, telephone number, information on your use of our services.

2. Collection of Information: The information collected by us may include personal information:

a) communicated to us via email, telephone, SMS or social media;

b) provided by you through completing one of our forms, such as a membership or briefing registration, or contact form, survey or other form;

c) provided by you when you request services from us;

d) provided by you through registering an account on the Platforms, submitting an online form, request for information, survey or application through the Platforms or otherwise submitting information to us through the Platforms or post or upload to the Platforms; or

e) provided to us by you through any other method (including, without limitation, meetings, correspondence and discussions);

f) relating to interactions and transactions you carry out on, or through, the Platforms or by other means;

g) through tracking your use of the Platforms, including the content you access and any services you utilise and information collected through automated technology as further detailed below.

You may provide information to be published or displayed (“posted”) on public areas of the Platforms, or transmitted to other users of the Platforms or third parties (collectively “User Contributions”). If you use any discussion forum feature on the Platforms, be aware that any personally identifiable information you submit there can be viewed and used by other Platforms users. Your User Contributions are posted on and transmitted to others at your own risk. We cannot control the actions of those with whom you may choose to share your User Contributions.

3. Consequences for failure to provide: You may decide not to provide your personal information to us. However, if you do not provide it, we may not be able to provide you with the services you have requested or access to the Platforms or certain parts of the Platforms or you may not be able to fully utilise all of our services.

4. Automatic Data Collection Technologies: As you navigate through and interact with the Platforms, we may use automatic data collection technologies to collect certain information about your equipment, browsing actions, and patterns. Some of this information may be linked to you personally. This information helps our Platforms function correctly, helps us understand the needs of our users and may be used for the other purposes set out in this privacy notice. Examples of this information include:

a) website related traffic data, location data, logs and other communication data;

b) data related to your use of the Platforms. This includes the pages you visit, the resources and services that you access; the time you spend on each page, the date and time of your visit, referring pages (pages you came from or go to) and statistical and other aggregated data derived from your use of the Platforms;

c) information about your device, computer and network connection, including your IP address, operating system, hardware version and browser type; and

d) if you allow our Platforms to deliver content based on your location (for example by enabling this feature on your mobile device) we may collect location data (such as through GPS, Bluetooth, or WiFi signals) including for the automated delivery of relevant content and advertising to you.

The technologies we use for this automatic data collection may include log files, usage monitoring software and cookies. Cookies are small pieces of information that are stored on a user’s device that can identify the device you are working from. The cookie file gives us details such as your IP address, platform, browser and domain (whether you are accessing the Platforms from NZ or elsewhere). We may use the information generated by cookies to personalise your experience on the Platforms, make it easier for you to navigate our Platforms, and improve your experience by storing your search, posting and other viewing and usage history, and your login details (if you choose) enabling you to use certain services as a registered user without having to log on each time. We may also use cookies to provide you with certain advertisements which may be of interest to you. If you disable cookies it may limit your access to some of the Platforms’ content and features. You can choose to refuse cookies by turning them off in your browser and/or deleting them from your hard drive. You do not need to have cookies turned on to use our Platforms, but your experience may be affected.

5. Other Tracking Technologies: We may advertise in a number of ways, including online through managed social media presences, and on other unaffiliated sites and mobile applications. To understand how our advertising campaigns are performing, and better understand the visitors to our Platforms, we may collect certain information via our Platforms through our advertising service providers. We or our vendors use several common online tracking tools to collect information about our users, such as browser cookies, web beacons, and other similar technologies. The information we collect includes IP addresses, the number of page visits, pages viewed via our Platforms, search engine referrals, browsing activities over time and across other websites following your visit to one of our Platforms or applications, and responses to advertisements and promotions on the websites and applications where we advertise.

6. Third Parties, Advertising and third party links: We may allow third-party companies to place ads and collect information when you visit our Platforms. This may include information that will not identify you personally (such as click stream information, browser type, time and date, subject of advertisements clicked or scrolled over) and other information such as precise geo location and user device identification. This information is collected to provide advertisements about goods and services likely to be of greater interest to you. The Platforms may also contain links to a variety of advertising and third party platforms and website sources. Some of these links may request or record information from users, use cookies or other methods to collect information from you. We have no control over the content or privacy notice practices of such sites. We encourage you to review the privacy policies of such sites before engaging in any activity with them.

7. Use of information: Your personal information may be used by us (and our employees, officers, agents, contractors and affiliates) for any purpose which is stated to you at the time of collection or that you otherwise authorise and for the following purposes:

a) to provide you with the services, payments processing and/or information you have requested;

b) verification of your identity for use of the Platforms, and to assist you if you forget your username or password for any of the services we provide to you via the Platforms;

c) to assist in providing better services to you by tailoring them to meet your needs;
d to provide you with further information about us or other platforms or goods or services offered by us or our related companies or third parties or which we consider may be of interest to you;

e) to carry out marketing, promotional and publicity purposes including direct marketing, market research and surveys;

f to keep the Platforms relevant and of interest to users;

g to customise the Platforms to your preferences and to show you advertising and information that is most relevant to you and your interests based on the information you have provided to us or we have otherwise collected;

h) to contact you via electronic message regarding purchases or orders you have made on the Platforms or other potential purchases on the Platforms we think you may be interested in;

i) to assist us in performing our functions and activities;

j) to communicate and manage our relationships with stakeholders;

k) analysis in aggregate form (identifiable characteristics removed so that you will remain anonymous);

L) to communicate with you; and
m to comply with our legal obligations.

8) Information Sharing and Disclosure: We may disclose your personal information:

a) within the Circle for the purposes set out in section 7 above;

b) to third parties in accordance with the uses set out above;

c) if you have requested or authorised us to do so;

d) to our contractors, suppliers and other third parties to enable them to provide services and products to us and you, including in relation to the Platforms;

e) to your organisation, colleagues and representatives;

f) by sharing aggregated demographic information about our user base with our affiliates, partners and advertisers;

g) when we believe it is appropriate to comply with the law, facilitate court proceedings or to protect our rights;

h) where we are authorised or required to do so by law.

9. Data Access and Correction: Under the Privacy Act 2020, you have rights of access to and correction of personal information that we hold. This can be done by contacting us by email at info@buscircle.com or by mail to PO BOX 106076, Auckland, New Zealand.

10. Commercial electronic messages: If you provide us with electronic contact details, you agree that we may send you commercial electronic messages (e.g. texts and emails) for any of the purposes set out in this privacy notice.

11. Changes in privacy notice: We reserve the right to make changes to our privacy notice or alter our Platforms functionality. Any changes made will be updated in this privacy notice accordingly, so we encourage you to review the policy for the latest information on our privacy practices.

12. Contact Details: If you have any questions about our privacy notice, or any other matter, please feel free to contact us. You can reach us in one of the following ways:

Contact: Privacy Officer

Phone: +64 21 658 431

Email: info@buscircle.com

Mail: PO BOX 106076

Auckland

New Zealand

1143

This privacy notice was last updated on 10 February 2021

ONLINE SALES

SUBSCRIBING ONLINE

Where you subscribe to the Trans – Tasman Business Circle through this Site, your subscription application will be processed within 7 days of receipt. We reserve the right to decline any application for subscription at our discretion. If your application for subscription is declined, you will be notified within 7 days of receipt of your application and all money paid by you will be refunded in full. We reserve the right to revoke any subscription and/or to refuse to renew any subscription at our discretion subject to refunding any money paid by you for the unexpired period of your subscription.

CUSTOMER SERVICE POLICY

CANCELLATION AND REFUND POLICY

Cancellations by you of bookings for events must be in writing and refunds will only be given for cancellations received more than 21 days prior to the event.

We reserve the right to cancel any events at any time without notice. Refunds will be given where we cancel an event. We reserve the right to change the date, time or venue of an event at any time. Refunds will be given if we change the date, time or venue of an event and you advise us in writing not less than 7 days prior to the event (or if we advise you of the changeless than 7 days prior to the original date of the event, within 24 hours of us giving notice) that you are unable to attend due to the change in date, time or venue.

We reserve the right to substitute speakers at events at any time without notice and no refunds will be given where a speaker is substituted.

SECURITY

If you are concerned about using your credit card online, you can contact us for more information or assistance.

WARRANTIES LIMITATION OF LIABILITY

Save for any warranties provided by us in writing no warranties are given and, to the extent permitted by law, all warranties, whether express or implied and by statute or otherwise, are expressly excluded and we shall have no liability in relation to the same.

To the extent permitted by law our aggregate liability to you, whether for breach of these terms or in negligence or in any other tort or for any other common law or statutory cause of action arising in relation to these terms, this Site or the content available through this Site is limited to NZ $100. To the extent permitted by law we will not be liable for any direct, incidental, consequential or indirect damages, loss or corruption of data, loss of profits, goodwill, bargain or opportunity or loss of anticipated savings resulting from your access to, or use of, or the unavailability or your inability to use this Site and its content, whether based in contract, tort, negligence, statute or any other legal theory, and whether or not we know of the possibility of such damage except to the extent provided in these terms. If a jurisdiction does not allow the exclusion or limitation of liability in accordance with the foregoing but allows a limitation of a certain maximum extent then our liability is limited to that extent.

DISCLAIMER

While we have endeavoured to ensure that the contents of this Site are complete, true and accurate. The contents of this Site are provided for general information and interest only. We do not provide any warranty or guarantee in relation to the contents of this website including, without limitation, any articles or information provided to us by our contributors and to the fullest extent permitted by law we exclude all liability for the same.

LINKING

This Site includes links to third party websites. We have no control over link sites and we are not responsible for the contents of such sites. We do not endorse or make any representations about the accuracy of the information or regarding any products or services found on any linked sites.

GENERAL PROVISIONS

If any part of this agreement is held to be unenforceable, the unenforceable part must be given effect to the greatest extent possible and the remainder will remain in full force and effect.

This agreement is governed by the laws of New Zealand. You irrevocably submit to the non-exclusive jurisdiction of the courts of New Zealand.

Singapore

BUSINESS CIRCLE SINGAPORE PTE LTD ONLINE TERMS OF USE

This website, accessed via www.buscircle.com (the “Site”) is an online service owned and operated by Parrallel Trades Pty Ltd trading as Trans – Tasman Business Circle (ABN 87 003 243 347). In these terms and conditions references to “Business Circle Singapore Pte Ltd trading as Singapore Business Circle”, “we” or “us” means and includes Business Circle Singapore Pte Ltd trading as Singapore Business Circle.

PLEASE READ THESE TERMS CAREFULLY BEFORE USING THE SITE. BY USING THE SITE, YOU ARE AGREEING TO BE BOUND BY THE FOLLOWING TERMS AND CONDITIONS. IF YOU CHOOSE NOT TO BE BOUND BY ANY OF THE FOLLOWING TERMS AND CONDITIONS, THEN SINGAPORE BUSINESS CIRCLE DOES NOT GRANT YOU THE RIGHT TO USE THE SITE AND YOU MUST CEASE USING THIS SITE.

VARIATION

Singapore Business Circle reserves the right to amend these Terms and Conditions at any time. Any variations and/or implementation of new additional terms shall become effective immediately once they are posted on this Site. By continuing to use this Site after the terms have been varied, you agree to be bound by these Terms and Conditions as varied. You are responsible for reviewing the latest Terms and Conditions each time you visit the Site.

INTELLECTUAL PROPERTY RIGHTS AND USE

All copyrights, trademarks, tradenames, logos, service marks and other intellectual property or proprietary rights in the content of this Site (which includes all information, programming scripts, logos, text, sound, music, software, photographs, videos, graphics, data, messages, links or other material) or which may be accessed through this Site are the property of Trans – Tasman Business Circle (or, in respect of articles and other information provided by contributors, those contributors), unless otherwise expressly stated.

You may view and use this Site and the information contained within it for your own personal and non- commercial purposes. You may make any copies of any information reasonably incidental to your viewing of this Site and may retain a single permanent copy for your personal reference. Unless prior written approval has been obtained from Trans – Tasman Business Circle (or, in respect of articles or other information provided by contributors, those contributors), the information found within the Site shall not otherwise be reproduced, distributed, transmitted, published, displayed, broadcasted, stored, adapted, licensed, altered, hyperlinked or otherwise used in any form or by any means in whole or in part (except where by law such use cannot be prohibited) .

No license or right is granted to you and your access and use of this Site should not be construed as granting by implication, estoppel or otherwise, any license or right to use the trademarks, tradenames, logos or service marks appearing on this Site.

PRIVACY

We respect your privacy and recognise that your personal data is important to you. The management of personal data retained by us is subject to Singapore’s Personal Data Protection Act 2012 (“the Act”).

Through actions of entering the site, interacting with us, submitting information to us through this Site, or subscribing or purchasing of any products and services offered by us, you agree and consent to Business Circle Singapore Pte Ltd as well as our respective representatives and/or agents to collect, use, disclose and share amongst ourselves your personal data and disclosing personal data to our authorised service providers and relevant third parties in the manner set forth below.

During your access of this Site, we may collect personal information you knowingly provide us. Personal information refers to all and any information relating to you (including, but not limited to your name, contact number, email address and mailing address) obtained by us via your access to or use of this Site. We may use the personal information provided for statistical analysis, research, design, planning, promoting and marketing our events and services to you and keeping you informed of developments or matters in which you may have an interest. We may also collect or use your personal information for, rendering assistance to law enforcement, government or regulatory agencies, or complying with any applicable laws or any order of court.

Where permitted under the Act and subject to the provisions of any applicable law, your personal data may be disclosed to our vendors or other third-party service providers in connection with promotions and services offered. If you would prefer that we do not use your information in this way, please write to us or email to info@buscircle.com

You have a right to access and correct the personal information that we collect and hold about you at any time. If, at any time, your details change or you would like to access any personal information we have collected or hold about you, or, you would like more information on our approach to privacy, please let us know.

You have a choice to withdraw your consent for receiving marketing or promotional materials/ communications from us. You may request to be removed from any mailing list or other service we offer by emailing us.

ONLINE SALES

Where you make a purchase through this Site, you are bound by the relevant provisions of these terms. Singapore Business Circle reserve the right to change the briefing ticket price at their discretion.

By clicking on the “I Accept”, “Submit” or similar buttons, you indicate your acceptance and confirmation of your purchase and information provided to us and you shall be liable for any payment, if any, incurred by you arising out of such orders or information.

SUBSCRIBING ONLINE

Where you subscribe to the Singapore Business Circle through this Site, your subscription application will be processed within 7 days of receipt. We reserve the right to decline any application for subscription at our discretion. If your application for subscription is declined, you will be notified within 7 days of receipt of your application and all money paid by you will be refunded in full. We reserve the right to revoke any subscription and/or to refuse to renew any subscription at our discretion subject to refunding any money paid by you for the unexpired period of your subscription.

CUSTOMER SERVICE POLICY

CANCELLATION AND REFUND POLICY

Cancellations by you of bookings for events must be in writing and refunds will only be given for cancellations received more than 21 days prior to the event.

We reserve the right to cancel any events at any time without notice. Refunds will be given when we cancel an event. We reserve the right to change the date, time or venue of an event at any time. Refunds will be given if we change the date, time or venue of an event and you advise us in writing not less than 7 days prior to the event (or if we advise you of the change less than 7 days prior to the original date of the event, within 24 hours of us giving notice) that you are unable to attend due to the change in date, time or venue.

We reserve the right to substitute speakers at events at any time without notice and no refunds will be given where a speaker is substituted.

SECURITY

Singapore Business Circle processes your credit card details securely over the Internet using an online payment technology called Secure Socket Layer (“SSL”). Our payment system is a United Overseas Bank accredited Internet payment security system.

Most internet browser software is automatically configured to manage an SSL connection, assuming it is a relatively current version of Netscape Navigator, Communicator (v. 4.74 and above), Microsoft Internet Explorer (v. 5.0 and above), or other name-brand browser software. As you proceed through the purchase process, your browser usually tells you when it has established a secure connection. An icon normally denoted by a padlock located at the bottom right-hand corner of your browser window is displayed. Plain text on secure pages is converted to an encrypted message that cannot be easily broken.

If you are concerned about using your credit card online, you can contact us for more information or assistance.

Notwithstanding the aforesaid, you are solely responsible for all activities that occur under your account even without your consent or knowledge. We are not responsible for the security of your account and do not guarantee the security of any transmission you make. You should keep your login identification, passwords and other private information confidential and shall not permit or authorize any person to use your login name or password for any purpose whatsoever in order to protect the security of the transactions made within this Site. We may treat any access to or use of this Site at any time by the use of your login name and password as access to or use of this Site by you, notwithstanding that it may have been used by any other person without your knowledge or authority. You should therefore change your password or any other security identification regularly for your security and to take immediate action to remedy the situation if you discover or suspect that there has been any unauthorised use of your account or that your account security has been compromised.

WARRANTIES LIMITATION OF LIABILITY

Save for any warranties provided by us in writing no warranties are given and, to the extent permitted by law, all warranties, whether express or implied, and by statute or otherwise, are expressly excluded and we shall have no liability in relation to the same.

To the extent permitted by law our aggregate liability to you, whether for breach of these terms or in negligence or in any other tort or for any other common law or statutory cause of action arising in relation to these terms, this Site or the content available through this Site is limited to SG $100. To the extent permitted by law we will not be liable for any direct, incidental, consequential or indirect damages, loss or corruption of data, loss of profits, goodwill, bargain or opportunity or loss of anticipated savings resulting from your access to, or use of, or the unavailability or your inability to use this Site and its content, whether based in contract, tort, negligence, statute or any other legal theory, and whether or not we know of the possibility of such damage except to the extent provided in these terms. If a jurisdiction does not allow the exclusion or limitation of liability in accordance with the foregoing, but allows a limitation of a certain maximum extent then our liability is limited to that extent.

DISCLAIMER

While we have endeavoured to ensure that the contents of this Site are complete, true and accurate. The contents of this Site are provided for general information and interest only. Any content obtained through your use of this Site is done at your own discretion and risk. It is solely your responsibility to evaluate the accuracy, completeness and usefulness of all information provided through this Site or on the internet in general. We do not provide any warranty or guarantee in relation to the contents of this website including, without limitation, any articles or information provided to us by our contributors and to the fullest extent permitted by law we exclude all liability for the same. We also make no warranty or guarantee that this Site will remain accessible and the use of this Site will remain uninterrupted, timely, secure, error-free or free from computer virus or other invasive or damaging code,

LINKING

This Site includes links to third party websites. We have no control over link sites and we are not responsible for the contents of such sites. We do not endorse or make any representations about the accuracy of information or regarding any products or services found on any linked sites.

TERMINATION

We reserve the right to without notice and at our sole discretion terminate any user’s license to use the website and to block or prevent access and use of the Site.

GENERAL PROVISIONS

If any part of this agreement is held to be unenforceable, the unenforceable part must be given effect to the greatest extent possible and the remainder will remain in full force and effect.

This Site’s Terms and Conditions are governed by and construed in accordance with the laws of Singapore . You irrevocably submit to the non-exclusive jurisdiction of the Singapore courts for any legal proceedings relating to these Terms and Conditions.

NO WAIVER

Any delay or non-exercise or enforcement of any of our rights under this Site’s Terms & Conditions shall not be considered as waiver of any of our rights. Our right to fully exercise and enforce all of our rights under this Site’s Terms and Conditions will not be affected.